If it goes wrong out there, get home.
Not required by law — it’s the coverage that fills the gap your other policies leave. See the gap →
“Nearest adequate facility” is not the same as home.
Your Mexican auto policy covers the car. Your health plan or travel insurance, if it covers evacuation at all, usually only gets you to the nearest adequate facility. That sounds fine until you’re the one in the bed — in an unfamiliar town, away from your doctors, your records, and your family.
The nearest adequate facility
A hospital you didn’t choose, hours past the nearest big town, away from your doctors and records. Stabilized — but stranded.
Your own home hospital
Air transport back to the hospital you choose — your doctors, your records, your family in the waiting room. The piece that actually gets you home.
A medical evacuation plan closes that gap. For the kind of travel Vagabundos members do — long stretches deep in Baja, well past the nearest big-city hospital — it’s arguably the most important coverage to carry.
What makes the TME plan different.
Plenty of things call themselves “medical evacuation.” Three things set this one apart — and they’re the three that matter when it’s real.
It takes you to your home hospital of choice
Not the nearest adequate facility, the way most plans cap it. Admitted for a critical injury or illness more than 150 miles from home, and the plan arranges air transport to the hospital you choose.
Confirm trigger distance · current plan
It's real insurance, not a membership
Underwritten by Nationwide Mutual Insurance Company — an A+ (Superior) AM Best rating. A lot of “evacuation” offerings are unregulated membership programs. If there’s ever a dispute, a regulated product is the one you want behind you.
AM Best A+ · underwritten by Nationwide
Handled by people who do this for a living
TME uses Air Ambulance Worldwide through an accredited network (EURAMI and CAMTS). Air crews, ground ambulances between hospitals, medications, and medical devices for the trip home are all coordinated for you.
Confirm provider / accreditation current
What's covered.
The plan covers the whole chain of getting you home — not just the flight.
Return of dependents traveling with you
Transport for a traveling companion or family member
Return of a stranded vehicle, RV, or watercraft if you’re left unable to drive
Transport and repatriation of remains
Three plans, depending on how much you want covered.
The evacuation plan is the core. Two broader tiers build on it if you want medical expenses or full trip protection too. Pick the level that fits your trip on TME’s site.
Evacuation Only
Emergency evacuation to your U.S. hospital of choice.
Air medical evacuation home
Ground ambulance & transport chain
Repatriation of remains
Emergency Medical & Evacuation
Everything in Evacuation Only, plus emergency medical care while you’re down there.
Emergency medical expenses
Physician costs, labs & x-rays
Prescriptions
Comprehensive Trip Protection
Everything above, plus protection for the trip itself.
Trip cancellation & interruption
Delay & missed connections
Lost baggage
Compare them side by side and quote in a couple of minutes on TME’s site.
Who's eligible.
U.S. residents, or anyone with a U.S. mailing address, under age 85, in all 50 states plus D.C. Pre-existing conditions are accepted with no waiting period — as long as you buy before your trip starts.
You're covered if…
You’re a U.S. resident or have a U.S. mailing address, under age 85
You have a pre-existing condition — accepted with no waiting period
You buy before your trip starts — even the day you leave, it takes effect when purchased
What it won't cover
Transport tied to a hospitalization you’re already in or have scheduled when you apply
Travel undertaken against medical advice
A few excluded countries — TME lists the current set on their site
Straight answers.
Isn't this covered by my travel insurance or health plan?
Usually not the way you’d want. Most plans either don’t cover evacuation or limit it to the nearest adequate facility, which can leave you far from home. This plan brings you to your own hospital.
When does coverage apply?
When you’re more than 150 miles from home and admitted to a hospital for a critical injury or illness that needs evacuation.
Can I buy it with a pre-existing condition?
Yes — with no waiting period, as long as you purchase before your trip departs.
Is this actual insurance?
Yes. It’s underwritten by Nationwide and regulated — not an unregulated membership program.
Who do I call with questions?
The Vagabundos office can help at (707) 374-5511, or you can reach TME directly from their site.
Get a quote from TME in a couple of minutes.
Travel knowing that if it comes to it, you can get back to your own hospital — not just the nearest one.
Verified June 23, 2026 against the partner’s own materials. This coverage is optional, not a Mexican legal requirement. Dollar limits, the trigger distance, eligibility, provider names and the phone number are set by the partner and can change.